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VA Loan for Minnesota homes

VA Loan for Minnesota homes

There are over 27 million veterans and armed services personnel eligible for VA financing.  VA loans are not exclusively for first time home buyers, but this terrific federal program will help many finance their first home.  One of the many benefits to using a VA loan is it's truly a zero down payment required program! 

The process begins with gaining your Certificate of Eligibility from the VA. Your lender may also be able to help you obtain this online. Your eligibility can be used more than once, but you can only have ONE VA loan at a time. 

A few of the other benefits include rates that are usually more favorable than conventional financing.  There is no requirement for monthly mortgage insurance, though you will have something called a “funding fee.”  

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